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Genuine Relationships, Global Resources

Asset Integration Consultants is not just a name, it's a foundational philosophy. Our advisors believe the different areas of your finances should fit together and support each other. Rather than look at investments in isolation or ignore assets held elsewhere, we take a comprehensive approach and view each piece of your financial situation within the context of the greater whole. As life and your circumstances change, so should your financial plan.

You want a solutions provider to oversee the multi-dimensional aspects of your family’s financial affairs.
That’s our job. And we do it well.

Our Process

Charting The Voyage – Too often, people set sail on their financial journey by charting their course with their investment account. At Asset Integration Consultants, we believe in first getting a clear bearing on your current position and your ultimate destination, then crafting a well-thought-out strategy for the voyage ahead. Our advisors focus on comprehensive financial planning, helping you outline a map to reach your personal, financial, and lifestyle aspirations. They serve as your trusted navigators, offering guidance and counsel as you chart your course for success. With their extensive knowledge of the financial waters, our advisors aim to assist you in navigating towards your goals.

Managing The Seas – Before embarking on your voyage to the future, it's essential to chart your course and ensure your ship is well-supplied. We understand that there are times to sail with the favorable economic winds of a Bull Market and times to row against the challenging Bear Market headwinds. Most importantly, there are times when it’s wise to remain in the harbor. Our management style is therefore flexible and opportunistic, with a strong emphasis on risk control.

Maintaining Course – As the seas change, the winds shift, and the destination adjusts, maintaining focus on the horizon is crucial. Our advisors understand that you need knowledge, not just information. They prioritize keeping you updated on your position in your voyage and any necessary course corrections. Equipped with both cutting-edge tools and time-tested resources, they ensure you have the guidance needed to navigate effectively.

While some may achieve financial success through luck, most rely on strategy. They save and invest, grow and protect, and work with advisors to help guide their way. If you’re looking to navigate towards your financial goals, our advisors can chart the course. It’s what they do, and they do it well.

If you're ready to have a crew of the industry's most skilled professionals behind you, we're ready to set sail with you. The next step is yours—schedule a no-obligation appointment and begin your voyage toward financial, personal, and lifestyle success.

Schedule A Discovery Meeting

Your Team

A Team You Can Trust

For years, people have turned to Asset Integration Consultants for all of their financial needs. As an independent firm, the team is able to offer more in the way of products, personal service and much-deserved attention.

Sean M. Bennett, CFP® Photo Sean M. Bennett, CFP® Hover Photo

Sean M. Bennett, CFP®

President + CEO
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Sean M. Bennett, CFP®

A graduate of the University of South Carolina, Sean has been providing financial planning assistance to clients since 1992.  After completing his coursework at the College of Charleston, he received his CERTIFIED FINANCIAL PLANNER™, professional certification from the Certified Financial Planner Board of Standards in 2000.

Sean also serves his community as a member of the South Carolina Senate where he is Chairman of the Senate Ethics Committee. He represents District 38 which includes Dorchester, Charleston, and Berkeley Counties.  He has served on the Executive Committee and Board of Directors of the Charleston Regional Development Alliance, serving as Chairman from 2010-11. He is also a past president of the Rotary Club of Summerville, the Greater Summerville/Dorchester County Chamber of Commerce, and Summerville Catholic School board.

Sean is a Liberty Fellow, a Riley Fellow of the Diversity Leadership Institute at Furman University, a Rodel Fellow in Public Leadership, a graduate of Leadership South Carolina, and a member of the American Enterprise Institute Leadership Network.

Sean and his wife Tina reside in Summerville, South Carolina. They have two daughters. Haile is a graduate of Winthrop University and works in the healthcare industry,  Hayden Grace is a student at Abraham Baldwin Agricultural College studying to be an agriculture educator. The family is a member of St. John the Beloved Catholic Church. Sean enjoys boating, traveling, and assisting people in achieving their financial goals.

Sean is a registered representative of Cambridge Investment Research Inc. and an investment advisor representative of Cambridge Investment Research Advisors, Inc. Neither firm is affiliated with Asset Integration Consultants.

Let's schedule a meeting with Sean

Rebecca Hyer Woods, CLU Photo Rebecca Hyer Woods, CLU Hover Photo

Rebecca Hyer Woods, CLU

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Rebecca Hyer Woods, CLU

After completing coursework at The American College in Bryn Mawr, Pennsylvania, Becky received her Chartered Life Underwriter (CLU) designation.

Becky is an active member and advocate of the National Association of Insurance & Financial Advisors (NAIFA) where she is a Past President of the Lowcountry Chapter. She is a member of the Greater Summerville/Dorchester County Chamber of Commerce.

Becky and her husband, Allen, are members of the Presbyterian Church on Edisto Island, and she is quite active in tennis leagues across the lowcountry. They have four grandchildren, Cole, Winnie, Ella, and Caroline.

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Michael Wood

Financial Advisor
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Michael Wood

After graduating from Clemson University with an MS in Applied Economics and Experimental Statistics, Wood started a 17-year career in financial services and commercial banking. Most recently as Summerville Market Leader for ServisFirst Bank, a full-service regional bank focused on commercial and correspondent banking and cash management.

Michael and his wife Adrian are lifelong low country residents and have three boys. They live in Summerville, SC and attend Bethany United Methodist Church. 

He has also served on numerous civic boards and committees including: The Greater Summerville Chamber of Commerce – Vice Chair, Pinewood Preparatory School - Treasurer, Summerville Rotary Club, Dorchester Children’s Advocacy Center - Chair, and Bethany United Methodist Church Finance committee.

Michael  is an  investment advisor representative of Cambridge Investment Research Advisors, Inc. CIRA is not affiliated with Asset Integration Consultants.

Let's schedule a meeting with Michael

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Jim Rini

Financial Advisor
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Jim Rini

A graduate of Ohio State University, Jim spent 17 years in operational and executive management before beginning a career in the financial services industry in 1995. Today he specializes in coordinating Medicare decisions in the planning process. Jim is  AHIP certified (America’s Health Insurance Plans) per the Centers for Medicare and Medicaid Services (C.M.S.) testing and certification. 

Jim is a proud "Buckeye" transplant to the South Carolina Lowcountry. Originally from Central Ohio, Jim and his wife of 47 years, Rhonda, live in Hardeeville, SC just outside of Hilton Head. In addition to spending time with their children and grandchildren, they enjoy traveling, boating, fishing, biking, golfing, and just about anything the great outdoors has to offer. 

Jim maintains life and health insurance licenses in SC, FL, OH, and MI and is an investment advisor representative of Cambridge Investment Research Advisors, Inc. CIRA is not affiliated with Asset Integration Consultants.

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Jade Gallagher

Director of Operations
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Jade Gallagher

A graduate of Mississippi State University, Jade has over twenty years of experience in customer service, finance, and IT. As the Director of Client Experience, Jade’s passion is to ensure a consistent, positive experience for every client.

Originally from Louisville, Mississippi, she is married to John, who is currently on active duty serving on the Coast Guard Cutter Stone. She, John, and their four beautiful children, Hydie, Carter, Bryson, and Emma Kate, reside in Summerville. They are excited to put down roots and call the Lowcountry home.

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Renee Little

Director of Client Experience
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Renee Little


With a robust career spanning over three decades, Renee brings a wealth of experience in customer service, sales, and client relations. Her professional life began in the dynamic world of retail, where she dedicated 26 years to honing her skills in management and training. This extensive background has equipped her with a deep understanding of customer needs, a keen eye for operational efficiency, and a passion for developing and mentoring teams.

She believes in the power of positive relationships and effective communication. She is driven by the satisfaction of seeing her team and clients thrive.

Originally from Carnesville, Georgia, Renee settled in Summerville in 2009 after falling in love with the charming historic town. She attends Faith Assembly and has one son, Neal.

Client Center

Our Personal Wealth Portal was designed from the ground up for those who want to make the most out of their financial decision making. More than reporting account balances, the Personal Wealth Portal allows us to work together to identify and prioritize your goals, organize your finances, and track your progress. Login Today.

Why Personal Wealth Portal?

Pershing - NetXInvestor

Goldman Sachs
NFS - Wealthscape

Freedom Advisor
StoneCastle Federally Insured Cash Account (FICA)

When was the last time you measured the level of risk you are comfortable assuming? When was the last time you compared that level of risk with the actual risk that you are exposed to?

Does Your Portfolio Fit You? Take The Quiz

The secure vault is part of your Personal Wealth Portal. It is not only a place to store important documents, but a place where you can share items securely with your advisor, your family, or anyone else you would like to grant private, secure access.

Vault Login


Comprehensive Wealth Management

Asset Integration Consultants is more than just a name; it's our guiding principle. Our advisors believe that all parts of your finances should work together. Instead of looking at investments separately or ignoring other assets, we take a complete view, seeing how everything fits into your overall financial picture. As your life changes, your financial plan should too.


Investment Advisory Services

In a well-constructed portfolio, each investment fulfills a specific function and is appropriate for your unique situation. Our advisors provide objective investment recommendations that are based upon your personal needs, so that you can make smarter investment decisions. Our advisors' goal is to add value with our investment advice by aligning your personal preferences and priorities.

Investment Risk Management

Our advisors combine cutting edge technology with real world experience to identify your acceptable levels of risk and reward with unparalleled accuracy. Then they build investment portfolios that align with your investment goals and expectations while focusing on downside protection. The best financial decisions are made when expectations are met and emotional reactions are minimized.

Retirement Planning

Knowing that you will have enough money in retirement is critical to any financial plan. Our team helps you understand your current financial path, empowering you to make changes if necessary. We also help clients nearing retirement reposition their portfolio from an accumulation focus to that of distribution.


Our advisors help you identify financial risks and discuss different types of insurances to help protect yourself and your family from risks you cannot afford to take on your own.

Cash Flow Management

Budgeting is deciding how you will spend your money so that you are making regular progress toward your goals. Our advisors will help you understand the difference between good and bad debt, talk about setting aside for emergencies and special opportunities, and if needed, help you gain control over your spending.

Tax Planning

Taxes are a significant lifetime expense. Although we do not offer tax preparation, our advisors review your tax situation and look for opportunities to reduce your tax bill. They work in conjunction with your tax professional to assist in looking at the big picture and not just the current tax year.

Your Questions answered

What Is Financial Planning?

In it's simplest form, financial planning is determining where you are today, identifying where you want to go, mapping out how best to get there, and successfully dealing with the obstacles you will certainly face along the way. Our process will navigate you along the way to your goals.

What Is Wealth Management?

Once the financial plan is established, wealth management is the process of utilizing a full spectrum of financial disciplines and advisory services to fuel your journey. These can include  things such as financial and investment advice, legal or estate planning, accounting, and tax services, and retirement planning. The wealth manager coordinates these disciplines calling in appropriate professionals when necessary.

What Is A Fiduciary?

Someone who puts the interest of the client first. A fiduciary provides a duty of care by acting with skill, prudence, and diligence in light of the clients' personal circumstances. 

Do I Have To Have A Lot Of Money To Work With Your Firm?

We do not have income, account, or net worth minimums. We accept new clients based upon a few basic principles. 1) Are you willing to commit to the process, and 2) Can we help you achieve your goals?

How Long Have You Been In Business?

Asset Integration Consultants has been in continuous operation since being formed in 1995. In fact we have been located in the same building since our founding and are active in our local community.

How Much Does It Cost?
We separate our planning and investment advisory fees so that you can feel confident you are getting the best advice without hidden expenses.
  • Financial Planning Fees - Fees are applied to prepare and deliver both comprehensive and situational financial plans. The amount is determined by the complexity of the family or business situation and can be structured all-inclusively or a la carte. Pricing can be found here.
  • Wealth Management/Investment Advisory Fees - For clients that desire for us to also implement their financial plan (not required) , we assess fees on assets under management. Asset management fees also include the ongoing monitoring and any necessary revisions to the financial plan. Fees can be structured in various ways to meet your needs and expectations but generally begin at 1% of assets under management and decrease as assets increase.
How Is Your Firm Different?

We are a local independent firm. We are not owned nor affiliated with a parent company that dictates with whom or how we work. With that said, we have not sacrificed access to resources. The quality of our research and capabilities matches, and in many cases surpasses, those of national firms. We strive to ensure the advice you receive is the advice you need. Not generic corporate talking points intended for the masses. 

Our advisors focus on financial planning. They are solution driven not product driven. All our work starts with your goals in mind.

We have a team of experienced financial professionals from various backgrounds available to you. We're able to put the right person, on the right task, at the right time. All for your benefit.

What Type of Technology Do You Incorporate Into Your Practice?

Whether online account access, performance reporting, financial goal tracking, planning, or communication resources, we institute the latest technologies to assist our work. Both in the back office and as client facing tools. But we also believe technology can never replace a personal relationship. We compliment our work for you with technology. We do not replace it.

What Expertise To You Bring To My Situation?

Our team has diverse and specialized backgrounds ranging from investments, financial planning, banking, and insurance. They hold professional designations such as CERTIFIED FINANCIAL PLANNERTM professionals and Chartered Life Underwriters. We are dedicated to ongoing professional development. Our financial professionals are also licensed and registered with one or more of the Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC), various state regulatory agencies, as well as many state insurance departments. Many have decades of experience in both good and bad economic times.

What Is Your Investment Philosophy?

Investment portfolios must be aligned with your goals. They must also be something you are both comfortable and confident in owning. Our diversified portfolios are designed to target your personal required return, which we will determine together, while always remaining attentive to downside mitigation. If you are looking for investments that lead the pack each and every year, we're not your firm. If you are looking to achieve your family or business goals, we can help.

Do I Have To Use Your Financial Solutions In My Financial Plan?

No. While most of our clients choose to have us implement our proposed solutions and monitor their financial plan, it is not required.  

I'm Just Starting Out. Can You Help Me?

Yes. It's important to get off on the right foot. We can help with that. 

I've Accumulated Assets But I Want To Make Sure I'm On The Right Track. Can You Help Me?

Yes. As your wealth grows, things get more complex. Financial planning becomes more important. We're here to help you navigate the complexity. Even if we simply provide another set of eyes and a second opinion, we can help.

How Can I Get Started?

Financial planning is a very personal process. The first step is to schedule a Discovery Meeting to ensure we are a good fit. The truth is, we can design what we believe to be the best financial plan to help you achieve your goals.  But if you don't trust our advice, or are not comfortable implementing the plan, it does neither of us any good. Let's start by simply getting to know each other. There's no cost for that. Schedule a Discovery Meeting Today


Located in Historic Downtown Summerville, South Carolina

Located in Historic Downtown Summerville, South Carolina


121 South Cedar Street
Summerville, SC 29483




(843) 821-3009


(800) 867-5590


(843) 851-0516