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Genuine Relationships, Global Resources

Asset Integration Consultants is not just a name, it's a foundational philosophy. We believe the different areas of your finances should fit together and support each other. Rather than look at investments in isolation or ignore assets we are not managing, we take a comprehensive approach and view each piece of your financial situation within the context of the greater whole. As life and your circumstances change, so should your financial plan.

You want a solutions provider to oversee the multi-dimensional aspects of your family’s financial affairs.
 That’s our job. And we do it well.

Our Process

Mapping The Voyage – Too often, people start with their investment account when plotting their financial future. Our approach begins with a clear understanding of where you are and where you ultimately want to be and a well thought out strategy of how to get there. We are, first and foremost, a planning firm. Our role is to make it possible for you to achieve your personal, financial, and lifestyle aspirations. We are here to guide and counsel you to make sound financial decisions as you set your course for success. We know the waters and how to navigate safely through them.

Managing The Seas – Only when the course has been plotted and the ship has been well supplied, should you begin your voyage to the future. Even then, we recognize that there are times to sail – economic winds drive Bull Market returns, times to row – Bear Market headwinds create choppy seas, and most importantly there are also times when it is best to stay in the harbor. Therefore, our management style is to be flexible and opportunistic, while placing emphasis on risk control.

Maintaining Course – As the seas change, the winds shift, and the destination adjusts, it is important to maintain focus on the horizon.  We understand that you require knowledge, not just information. We place significant emphasis on keeping you informed about your position in your voyage and any course corrections that should be made. We have the tools and resources, both state of the art and those of old school reliability, to do just that.

The Waterway From Here To There Is Shorter For Those Who Know The Way - Some will achieve financial success through luck. Most have strategy. They save and invest, grow and protect, and work with advisors to help guide their way. If you’re looking to get somewhere; we know how to set a course. It’s what we do. And we do it well.


If you are ready to commit to having a team of the industry’s most talented professionals backing you up, we’re ready to do just that. The next step is yours. Schedule an appointment to start your voyage to financial, personal, and lifestyle success.

Schedule A Discovery Meeting

Your Team

A Team You Can Trust

For years, people have turned to Asset Integration Consultants for all of their financial needs. As an independent firm, the team is able to offer more in the way of products, personal service and much-deserved attention.

Sean M. Bennett, CFP® Photo Sean M. Bennett, CFP® Hover Photo

Sean M. Bennett, CFP®

President + CEO
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Sean M. Bennett, CFP®


A graduate of the University of South Carolina, Sean has been providing financial planning assistance to clients since 1992.  After completing his course work at College of Charleston, he received his CERTIFIED FINANCIAL PLANNER™, professional certification from the Certified Financial Planner Board of Standards in 2000.

Sean also serves his community as a member of the South Carolina Senate where he is Chairman of the Senate Ethics Committee. He represents District 38 which includes Dorchester, Charleston, and Berkeley Counties.  He has served on the Executive Committee and Board of Directors of the Charleston Regional Development Alliance, serving at Chairman from 2010-11. He is also a past president of the Rotary Club of Summerville, the Greater Summerville/Dorchester County Chamber of Commerce and Summerville Catholic School board.

Sean is a Liberty Fellow, a Riley Fellow of the Diversity Leadership Institute at Furman University, a Fellow of the Aspen Institute's Rodel Fellowship in Public Leadership, graduate of Leadership South Carolina and member of the American Enterprise Institute Leadership Network.

Sean and  his wife Tina reside in Summerville, South Carolina. They have two daughters. Haile a graduate of Winthrop University and works in the healthcare industry,  Hayden Grace is a student at Abraham Baldwin Agricultural College studying to be a teacher. The family are members of St. John the Beloved Catholic Church. Sean enjoys boating, travel, and assisting people achieve their financial goals.

Sean  is a registered representative of Cambridge Investment Research Inc. and investment advisor representative of Cambridge Investment Research Advisors, Inc. Neither firms are affiliated with Asset Integration Consultants.

Rebecca Hyer Woods, CLU Photo Rebecca Hyer Woods, CLU Hover Photo

Rebecca Hyer Woods, CLU

Vice-President
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Rebecca Hyer Woods, CLU


After completing coursework at The American College in Bryn Mawr, Pennsylvania, Becky received her Chartered Life Underwriter (CLU) designation.

Becky is an active member and advocate of the National Association of Insurance & Financial Advisors (NAIFA) where she is a Past President of the Lowcountry Chapter. She is a member of the Greater Summerville/Dorchester County Chamber of Commerce.

Becky and her husband, Allen, are members of the Presbyterian Church on Edisto Island, and she is quite active in tennis leagues across the lowcountry. They have four grandchildren, Cole, Winnie, Ella, and Caroline.

Rebecca Hyer Woods is a registered representative of Cambridge Investment Research, Inc. She is registered in SC.


Kirsten Artman Photo Kirsten Artman Hover Photo

Kirsten Artman

Client Services Manager
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Kirsten L. Artman

   

With years of customer service experience within the financial services industry, Kirsten is responsible for all client service issues for the firm. Kirsten’s role is to guide our clients through the often-mazelike process of financial organization. Her number one objective is to simplify and streamline the very complicated and cumbersome world of personal finance.

Kirsten is a graduate of the University of Wyoming and resides in Summerville, SC with her husband of 33 years, Jeff. She has one son, Tony, a professional in the timber industry. They are members of St. Luke’s Lutheran Church.

Kirsten is Life, Accident, & Health insurance licensed in the state of SC and is a Registered Administrative Representative of Cambridge Investment Research, Inc.

Client Center

Our Personal Wealth Portal was designed from the ground up for those who want to make the most out of their financial decision making. More than reporting account balances, the Personal Wealth Portal allows us to work together to identify and prioritize your goals, organize your finances, and track your progress. Login Today.

About


Personal Wealth Portal

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When was the last time you measured the level of risk you are comfortable assuming? When was the last time you compared that level of risk with the actual risk that you are exposed to?


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SOLUTIONS

Comprehensive Wealth Management

Asset Integration Consultants is not just a name, it's a foundational philosophy. We believe the different areas of your finances should fit together and support each other. Rather than look at investments in isolation or ignore assets we are not managing, we take a comprehensive approach and view each piece of your financial situation within the context of the greater whole. As life and your circumstances change, so should your financial plan.


 

Investment Advisory Services

In a well-constructed portfolio, each investment fulfills a specific function and is appropriate for your unique situation. We provide objective, unbiased investment recommendations that are based upon your personal needs, so that you can make smarter investment decisions. We add value with our investment advice by aligning your personal preferences and priorities.


Investment Risk Management

We combine cutting edge technology with real world experience to identify your acceptable levels of risk and reward with unparalleled accuracy. Then we build investment portfolios that align with your investment goals and expectations while focusing on downside protection. We know that the best financial decisions are made when expectations are met and emotional reactions are minimized.




Retirement Planning

Knowing that you will have enough money in retirement is critical to any financial plan. Our team helps you understand your current financial path, empowering you to make changes if necessary. We also help clients nearing retirement reposition their portfolio from an accumulation focus to that of distribution.

Insurance

We help you identify financial risks and discuss different types of insurances to help protect yourself and your family from risks you cannot afford to take on your own.

Cash Flow Management

Budgeting is deciding how you will spend your money so that you are making regular progress toward your goals. We will help you understand the difference between good and bad debt, talk about setting aside for emergencies and special opportunities, and if needed, help you gain control over your spending.


Tax Planning

Taxes are a significant lifetime expense. Although we do not offer tax preparation, we review your tax situation and look for opportunities to reduce your tax bill. We work in conjunction with your tax professional to assist in looking at the big picture and not just the current tax year.

Your Questions answered


What Is Financial Planning?

In it's simplest form, financial planning is determining where you are today, identifying where you want to go, mapping out how best to get there, and successfully dealing with the obstacles you will certainly face along the way. Our process will navigate you along the way to your goals.

What Is Wealth Management?

Once the financial plan is established, wealth management is the process of utilizing a full spectrum of financial disciplines and advisory services to fuel your journey. These can include  things such as financial and investment advice, legal or estate planning, accounting, and tax services, and retirement planning. The wealth manager coordinates these disciplines calling in appropriate professionals when necessary.

What Is A Fiduciary?

Someone who puts the interest of the client first, avoids conflicts of interests, and acts without regard to self interest. A fiduciary provides a duty of care by acting with skill, prudence, and diligence in light of the clients' personal circumstances. 

Do I Have To Have A Lot Of Money To Work With Your Firm?

We do not have income, account, or net worth minimums. We accept new clients based upon a few basic principles. 1) Are you willing to commit to the process, and 2) Can we help you achieve your goals?

How Long Have You Been In Business?

Asset Integration Consultants has been in continuous operation since being formed in 1995. In fact we have been located in the same building since our founding and are active in our local community.

How Much Does It Cost?
  • Financial Planning Fees - We charge an hourly fee to prepare and deliver both comprehensive and situational financial plans. Time expectations and fee estimates are provided before commitment. Hourly rate is $175 per hour (5 hour minimum)
  • Wealth Management/Investment Advisory Fees - For clients that desire for us to also implement their financial plan (not required) , we assess fees on assets under management. Asset management fees also include the ongoing monitoring and any necessary revisions to the financial plan. Fees can be structured in various ways to meet your needs and expectations but generally begin at 1% of assets under management and decrease as assets increase.
How Is Your Firm Different?

We are a local independent firm. We are not owned nor affiliated with a parent company that dictates with whom or how we work. With that said, we have not sacrificed access to resources. The quality of our research and capabilities matches, and in many cases surpasses, those of national firms. The advice you receive is the advice you need. Not generic corporate talking points intended for the masses. 

We are a planning firm. Solution, not product driven. All of our work starts with your goals in mind.

We have a team of experienced financial professionals from various backgrounds available to you. We're able to put the right person, on the right task, at the right time. All for your benefit.

What Type of Technology Do You Incorporate Into Your Practice?

Whether online account access, performance reporting, financial goal tracking, planning, or communication resources, we institute the latest technologies to assist our work. Both in the back office and as client facing tools. But we also believe technology can never replace a personal relationship. We compliment our work for you with technology. We do not replace it.

What Expertise To You Bring To My Situation?

Our team has diverse and specialized backgrounds. They hold professional designations such as CERTIFIED FINANCIAL PLANNERTM professionals and Chartered Life Underwriters. We are dedicated to ongoing professional development. We are also licensed and registered with the Financial Industry Regulatory Authority (FINRA) as well as many state insurance departments. We  have decades of experience in both good and bad economic times.

What Is Your Investment Philosophy?

Investment portfolios must be aligned with your goals. They must also be something you are both comfortable and confident in owning. Our diversified portfolios are designed to target your personal required return, which we will determine together, while always remaining attentive to downside mitigation. If you are looking for investments that lead the pack each and every year, we're not your firm. If you are looking to achieve your family or business goals, we can help.

Do I Have To Use Your Financial Solutions In My Financial Plan?

No. While most of our clients choose to have us implement our proposed solutions and monitor their financial plan, it is not required.  

I'm Just Starting Out. Can You Help Me?

Yes. It's important to get off on the right foot. We can help with that. 

I've Accumulated Assets But I Want To Make Sure I'm On The Right Track. Can You Help Me?

Yes. As your wealth grows, things get more complex. Financial planning becomes more important. We're here to help you navigate the complexity. Even if we simply provide another set of eyes and a second opinion, we can help.

How Can I Get Started?

Financial planning is a very personal process. The first step is to schedule a Discovery Meeting to ensure we are a good fit. The truth is, we can design what we believe to be the best financial plan to help you achieve your goals.  But if you don't trust our advice, or are not comfortable implementing the plan, it does neither of us any good. Let's start by simply getting to know each other. There's no cost for that. Schedule a Discovery Meeting Today

CONTACT US



Located in Historic Downtown Summerville, South Carolina

Located in Historic Downtown Summerville, South Carolina

ADDRESS

121 South Cedar Street
Summerville, SC 29483

EMAIL

info@assetintegration.com

PHONE

(843) 821-3009

TOLL FREE NUMBER

(800) 867-5590

FAX

(843) 851-0516